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To find the tourists, and entice them to change their money, Khaderbhai’s mafia council employed a small army of touts, guides, beggars, hotel managers, bellboys, restaurateurs, waiters, shopkeepers, airline officials, travel agents, nightclub owners, prostitutes, and cab drivers. Keeping tabs on them was one of Khaled’s jobs. In the mornings he phoned all the businesses to establish exchange rates for all the important currencies. There were update calls every two hours throughout the day, advising of any fluctuations in the rates. A taxi was at his disposal around the clock, with two drivers operating in shifts. Every morning he visited the bagmen for each area, and handed over bundles of rupees for the street traders to use as their float. Touts and other street-level crooks dealt with the street traders, guiding tourists and businessmen to them. The traders changed money, and kept the foreign currencies in bundles to be collected. Bagmen did the rounds of traders throughout the day, supplying them with cash as they needed it. Collectors made several sweeps during each working day and night to pick up bundles of foreign currency.

Khaled supervised personal collections and exchanges at hotels, airline offices, travel agencies, and other businesses that required a greater degree of discretion. He made two major pick-ups from his collectors in the key areas; one at noon, and one in the late evening. Relevant cops in every area were paid to look away from anything that might offend their sensibilities. In return, Khaderbhai promised that any violence he deemed necessary, in the event that someone tried to rob his men or hold out on them, would be swift and sure, and would never involve the police or threaten their interests in any way. The responsibility for maintaining discipline and enforcing Khader’s control fell to Abdullah Taheri. His team of Indian goondas and Iranian veterans of the war with Iraq ensured that irregularities were rare, and ruthlessly punished.

‘You’ll work with me, on the collections,’ Khaled announced. ‘You’ll learn it all, in time, but I really want you to concentrate on the tricky ones-the five-star hotels, and the airline offices. The shirt and tie jobs. I’ll go with you, especially at the start, but I think it’ll be good if a gora, a well-dressed, white foreigner, does the hand-overs in those places. You’ll be invisible. They won’t look at you twice. And our contacts will be a lot less edgy, dealing with you. After that, I want you to get into the travel business. I can use a gora there, too.’

‘The travel business?’

‘Oh, you’re gonna love it,’ he said, meeting my eyes with that same sad smile. ‘It’ll make that stint you did in Arthur Road seem worth it, because it’s first class all the way.’

The travel racket, he explained, was an especially lucrative part of the currency trade. It involved large numbers of people from the millions of Indians who worked in Saudi Arabia, Dubai, Abu Dhabi, Muscat, Bahrain, Kuwait, and elsewhere throughout the Arab Gulf. The Indian workers, employed on contracts for three, six, or twelve months as domestics, cleaners, and labourers, were usually paid in foreign currency. Most of the workers tried to exchange their wages on the black market as soon as they got back to India, in order to gain a few extra rupees. Khader’s mafia council offered the employers and the workers a shortcut. When they sold their foreign currencies in bulk to Khaderbhai, the Arab employers received a slightly more favourable rate, allowing them to pay their workers in rupees, at the black-market rate, in India. That left them with a surplus of rupees, and gave them a net profit from paying their workers.

For many Gulf State employers, the temptation to such currency crime was irresistible. They, too, had caches of undeclared, untaxed money under their opulent beds. Syndicates developed to organise the payment of Indian guest workers in rupees when they returned to India. The workers were happy because they got the black-market rate but didn’t have to negotiate with hard-nosed black-market dealers personally. The bosses were happy because they made profits from the payment through their syndicates. The black marketeers were happy because a steady stream of dollars, Deutschmarks, riyals, and dirhams flowed into the river of demand created by Indian business travellers. Only the government missed out, and no-one in the thousands upon thousands of people involved in the trade shamed himself beyond endurance on that account.

‘I… this whole business was once something of a specialty with me…,’ Khaled said, when that long first lesson finally ended. His voice trailed off, and I couldn’t be certain whether he was reminiscing or simply reluctant to talk further. I waited.